| The Speedway SuperAmerica Platinum MasterCard | | | | on most cards. However, there is a six-month long |
| by Chase targets consumers who reside in the | | | | interest-free introductory period for both purchases |
| Midwest region and who frequent Speedway, | | | | and balance transfers. Also, this credit card does not |
| SuperAmerica or RichOil stores. | | | | require any annual fees to be paid. |
| Rebates of 8% are credited into card holder | | | | Moreover, cardholders of the Speedway Reward |
| accounts directly for all purchases made with the | | | | Card can also expect common platinum cardholder |
| Speedway Reward Card at SuperAmerica stores | | | | benefits offered such as travel accident insurance of |
| during the first 60 days of membership. | | | | up to $500,000, auto rental insurance and purchase |
| Subsequently, cardholders are also eligible for a 4% | | | | protection plans. Members are eligible for discounts at |
| rebate on their Speedway SuperAmerica purchases | | | | various merchants, with the full list participating |
| and a 1% rebate on all other purchases. These | | | | retailers listed on the Chase Manhattan website. |
| rebates expire in twelve months unless they are | | | | In conclusion, the Speedway Reward Card is ideal for |
| redeemed for free gasoline. However there is no limit | | | | residents in the Midwest who often shop at |
| to the rebates that can be earned. | | | | Speedway & SuperAmerica locations and who |
| On the flip side, the card imposes a steep interest | | | | own a motor vehicle. This consumer group would |
| rate in comparison to other reward cards of a similar | | | | stand to benefit the most from the reward program. |
| genre. Furthermore, finance charges are configured | | | | However, those who plan not to pay off their |
| according to the "Two Cycles Average Daily Balance" | | | | outstanding balances should look at other offers as |
| which works out to higher charges as compared to | | | | the finance charge and the interest rates for this |
| than the "Average Daily Balance" configuration used | | | | card would strip away any potential benefits. |